Explainer · Platform fees
Platform fees explained across creator platforms.
Most major creator platforms take a flat 20 percent of your earnings. OnlyFans and Fansly each keep 20 percent, so you receive 80 percent. Fanvue charges 15 percent for a creator’s first year, then 20 percent. Agency splits sit on top of that platform fee, not instead of it.
What do creator platforms charge?
A platform fee is the cut the platform keeps before you are paid. On the largest subscription platforms it is a flat percentage of gross revenue, applied to subscriptions, tips, pay per view, paid messages, and live streams alike. It is taken automatically, so the number on your dashboard is already net of the platform fee in most reporting.
The headline rate to remember is 20 percent. That is what OnlyFans and Fansly each keep, leaving creators with 80 percent before taxes and any agency split. Newer entrants sometimes discount the rate to win signups, but the long run standard across the category is 20 percent.
Platform fees compared
These figures are confirmed from each platform’s public terms and creator guidance as of June 2026. Confirm current rates on the platform before you rely on them, since promotional rates change.
| Platform | Platform fee | Creator keeps | Payout notes |
|---|---|---|---|
| OnlyFans | 20 percent flat | 80 percent | Applies to subscriptions, tips, pay per view, and paid messages. Frequent payouts are available to verified creators. |
| Fansly | 20 percent flat | 80 percent | Same flat 20 percent across revenue types. Default payout is monthly with a 100 dollar minimum. |
| Fanvue | 15 percent for the first 12 months, then 20 percent | 85 percent in year one, then 80 percent | Introductory rate for new creators. The standard rate of 20 percent applies after the first year. |
How agency splits stack on top of platform fees
An agency split is separate from the platform fee. A reputable agency takes its cut after the platform fee, on the revenue you actually receive. Full management commonly runs 30 percent to 50 percent of that post platform revenue. If you want the math behind that range, read our breakdown of 20 percent versus 50 percent splits.
Stacking matters. On a 100 dollar sale, the platform takes 20 dollars, leaving 80 dollars. A 40 percent agency split on that 80 dollars is 32 dollars, leaving you 48 dollars before tax. Always confirm whether a split is calculated on gross or on post platform revenue, and keep payouts flowing to a bank account in your own name. Banking and payout choices are covered in our guide to payout and banking tools.
What the platform fee does and does not cover
The 20 percent buys infrastructure, not a safety net. Know what still falls on you.
- ✓Covers content hosting, secure payment processing, customer support, and platform maintenance.
- ✓Does not cover chargebacks. When a fan disputes a payment, the loss usually comes out of your balance. See our guide to handling chargebacks and refunds.
- ✓Does not cover your taxes. Creator income is self employment income, typically reported on a 1099, and you set aside your own tax.
- ✓Does not cover promotion or growth. Marketing is on you or on an agency you hire.
- ✓Does not cover bank or currency conversion fees, which some payout methods add on top.
Watch for double counting in your splits
The most common fee mistake is letting an agency calculate its split on gross revenue while you absorb the platform fee separately. That quietly raises the agency’s effective cut. Insist the contract states the split is taken on revenue after the platform fee, and that the deliverables match the number. If an agency cannot explain its math plainly, treat that as a warning sign covered in why some agencies fail creators.
When you are comparing offers, judge the total you keep, not the headline percentage. Our vetting standard looks at fee transparency first. If you would rather skip the spreadsheet, get matched with a vetted agency and we will surface partners whose splits are clear.
Related reading and hubs
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Frequently asked questions
How much does OnlyFans take from creators?
OnlyFans takes a flat 20 percent of creator earnings, so you keep 80 percent. The fee applies to subscriptions, tips, pay per view, paid messages, and live streams, regardless of how much you earn.
Is Fansly cheaper than OnlyFans?
No. Both Fansly and OnlyFans charge a flat 20 percent platform fee. The main difference is payout logistics, not the fee. Fansly defaults to monthly payouts with a 100 dollar minimum, while OnlyFans offers more frequent payouts to verified creators.
Does Fanvue really charge less?
Fanvue advertises a 15 percent platform fee for a creator’s first 12 months, after which the standard 20 percent rate applies. Treat the lower rate as introductory, and check the current terms before you switch platforms for the discount alone.
Is the agency split on top of the platform fee?
Yes. The platform fee and the agency split are separate. A fair agency takes its cut on the revenue left after the platform fee, not on the gross. Always confirm in writing which base the split is calculated on so you are not charged twice on the same dollar.
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Get matched with an agencyLast updated May 17, 2026